Gina Talkington's Blog Posts

Must Know Tips for Buying Your First Home

Buying your first home is a big, exciting step and a major milestone that has the power to improve your life. As a first-time homebuyer, it's a dream you can make come true, but there

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Home Prices Are on the Rise!

Over the past few months, experts have revised their 2024 home price forecasts based on the latest data and market signals, and they’re even more confident prices will rise, not fall

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The Impact Changing Mortgage Rates Has on You

Some HighlightsIf you’re looking to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month.That

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Are The Worst Home Price Declines Are Behind Us?

The Worst Home Price Declines Are Behind Us- yes If you’re following the news today, you may feel a bit unsure about what’s happening with home prices and fear whether or

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It May Be Time To Add Newly Built Homes to Your Search, here's why

If you paused your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. If you’re willing to work

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New Homes May Have the Incentives to Help You Buy Today!

According to the U.S. Census Bureau, this year, builders are on pace to complete more than a million new homes in this country. If you’ve had trouble finding a home to buy over

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What Does the Rest of the Year Hold for Home Prices?

Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year? Let’s break down what’s happening with home

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Is The U.S. Homeownership Rate Is Growing? YES!

The desire to own a home is still strong today. In fact, according to the Census, the U.S. homeownership rate is on the rise. To illustrate the increase, the graph below shows the

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Housing Market Correcting, Yes or No

Is the Housing Market Correcting?If you're following the news, all of the headlines about conditions in the current housing market may leave you with more questions than answers. Is

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How Homeownership Can Bring You Joy

How Homeownership Can Bring You JoyIf you're trying to decide whether to rent or buy a home, you're probably weighing a few different factors. The financial benefits of homeownership might

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Should You Update Your House Before Selling?

Should You Update Your House Before Selling? Ask a Real Estate Professional. Some HighlightsIf you’re deciding whether you should make updates before you sell your house, lean

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What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market

What You Actually Need To Know About the Number of Foreclosures in Today’s Housing MarketWhile you may have seen recent stories about the volume of foreclosures today, context is important.

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Today’s Home Price Appreciation Is Great News for Existing Homeowners

If you’re planning to sell your home this season, rising prices are great news for you. But it’s important to understand why prices are rising to begin with. One

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Let's Talk about Mortage Rates

Where Are Mortgage Rates Headed?There’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief Economist at First

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The Difference Between Renting and Owning [INFOGRAPHIC]

The Difference Between Renting and Owning [INFOGRAPHIC]Some HighlightsIf you’re deciding whether to rent or buy, consider the many financial benefits that come with owning a.

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Thinking of Selling, Here is Your Spring Cleaning Checklist

Spring Cleaning Checklist for Sellers Some HighlightsIf you’re thinking about selling your house this spring, here are some things you’ll want to tackle before you list

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Did Your Dream Home Just Come on the Market?

Did Your Dream Home Just Come on the Market?For the first time in a long time, the number of newly listed homes is beginning to rise. In their latest monthly release, realtor.com 

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Don’t Get Caught Off Guard by Closing Costs

Don’t Get Caught Off Guard by Closing CostsAs a homebuyer, it’s important to plan and budget for the expenses you’ll encounter when you purchase a home. While most people

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Down Payment Assistance Programs Can Help You Achieve Homeownership

Down Payment Assistance Programs Can Help You Achieve HomeownershipFor many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s

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Housing Bubble?? 4 Simple Graphs Showing Why This Is Not the Case

A recent survey revealed that many consumers believe there’s a housing bubble beginning to form. That feeling is understandable, as year-over-year home price appreciation is still in

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Do not Let Your Student Loans Delay Your Homeownership Dreams

If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans. Do you have to wait until you’ve paid off your student loans before you

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Pre-Approval Is Key for Homebuyers in 2022 but why?

You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so

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Why Is Housing Supply Still So Low?

One key question that’s top of mind for homebuyers this year is: why is it so hard to find a house to buy? The truth is, we’re in the ultimate sellers’ market, so real

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Mortgage Rates Climbing, Act NOW

Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years.

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Attention Sellers: Don’t Wait Until Spring To Make Your Move

As you plan out your goals for the year, moving up to your dream home may top the list. But, how do you know when to make your move? You want to time it just right so you can get the most out

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5 Reasons Today’s Housing Market Is Anything but Normal

5 Reasons Today’s Housing Market Is Anything but NormalThere are many headlines out there that claim we’re reverting to a more normal real estate market. That would indicate the housing

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Your Checklist To Get Ready To Sell [INFOGRAPHIC]

Your Checklist To Get Ready To Sell [INFOGRAPHIC]Some HighlightsWhen it comes to selling your house, you want it to look its best inside and out.It’s important to focus on tasks that

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If Housing Affordability Is About the Money, Don’t Forget This.

If Housing Affordability Is About the Money, Don’t Forget This.There are many non-financial benefits of buying your own home. However, today’s headlines seem to be focusing

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Why 2021 Is Still the Year To Sell Your House

Why 2021 Is Still the Year To Sell Your HouseIf you’re trying to decide whether or not to sell your house, this is the time to think seriously about making a move. Fannie 

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What To Do with Your Vacation Home as Summer Ends

What To Do with Your Vacation Home as Summer EndsAs summer comes to a close, is it time to think about selling your vacation home? Based on recent data and expert opinions, it’s something you

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Save Time and Effort by Selling with an Agent

Save Time and Effort by Selling with an AgentSelling a house is a time-consuming process – especially if you decide to do it on your own, known as a For Sale By Owner (FSBO). From

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Options for First-Time Homebuyers [INFOGRAPHIC]

Some HighlightsWith a housing market this competitive, sometimes you have to think outside the box.Work with your trusted real estate advisors to do things like assess your budget, 

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Understanding a Sellers' Market

What Does Being in a Sellers’ Market Mean?Whether or not you’ve been following the real estate industry lately, there’s a good chance you’ve heard we’re in a serious

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It’s Still a Lack of Supply, Not a Lack of Demand

One of the major questions real estate experts are asking today is whether prospective homebuyers still believe purchasing a home makes sense. Some claim rapidly rising home prices are impacting

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Waiting To Buy a Home Could Cost You [INFOGRAPHIC]

Some HighlightsIf you’re thinking of buying a home but wondering if waiting a few years will save you in the long run, think again.The longer the wait, the more you’ll pay,

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Sellers Are in a Sweet Spot and Here is Why

Some HighlightsIn today’s sellers’ market, you’re set up to win big when you list your house.That’s because homes are selling fast, receiving 4.4 offers on

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A Look at Home Price Appreciation and What It Means for Sellers

When you hear the phrase home price appreciation, what does it mean to you? Through context clues alone, chances are you know it has to do with rising home prices. And as a seller, you know

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